Long Term Care insurance helps protect
your quality of life and your dignity.
Long term care insurance protects you should a chronic condition, trauma or illness limit your ability to carry out basic self-care tasks such as eating, bathing, and even dressing. From a policy standpoint, these tasks are called Activities of Daily Living or ADLs. Often, the assistance is needed due to the normal aging process, but can also be due to injury, illness, or cognitive impairment.
Research shows that one in five Americans over the age of 50 is at risk of needing long term care in the next 12 months. The expense of unexpected long term care could devastate your long term financial security if you’re not prepared. Long term care insurance is also important in helping you remain independent and in control of your care.
